Crises of Microcredit - Servet, Jean-Michel

Crises of Microcredit

Jean-Michel Servet

Yayınevi: Zed Books

Yayın tarihi: 10/2015

ISBN: 9781783603749

Yazar : Isabelle Guerin Marc Labie

İngilizce | 224 Sayfa | 14,86x21,41x1,85 cm.

Tür: Ekonomi

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 Microcredit programmes, long considered efficient development tools, now face unprecedented crises in a number of countries. Is this the end of microcredit or rather an essential step in its expansion? Should we stop microcredit altogether or rethink the way it is implemented? Drawing on extensive empirical research conducted in various parts of the world, this important volume examines the whole chain of microcredit - from investors and donors to clients - to provide the answers to these questions. In doing so, the authors highlight the diversity of crises, both in intensity and in nature, while also shedding light on a diversity of causes, be it microcredit organizations unprepared for massive growth, saturated local economies or greedy investors and shareholders attracted by profits. Crucially, the authors demonstrate that microcredit is not a monolithic project, and the crises should also be analysed in the light of national histories and policies. An original and necessary intervention in what has become one of the most contentious topics within the development world.

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